Frog January

Some ideas arrive wearing uniforms. Frog January arrives in a kurta — plain, comfortable, and ready for work.

It is worth keeping in your pocket not because it is always right, but because it is always available. A tool you carry beats a perfect tool you left at home.

Consider the farmer. He does not argue with the season; he arranges his work inside it. The city man does the opposite — he argues with every Monday and is surprised every Friday.

Time is the one currency the Reserve Bank does not print more of. Keep it like a good key: accessible, unlabelled, and used often.